Robert G. Gruber CLU ChFC
Retirement Income Planning, Insurance & Investment Planning
Your Life, Your Goals, Your Future.
When it comes to addressing your financial needs, working alongside an experienced professional in the financial services industry is a practical consideration.
Helping to plan for your peace of mind and for the security of those who depend on you is something I take very seriously. Few things are more important than having a sound financial strategy that takes into account, risk management, wealth accumulation and preservation, taxes and distribution planning.
I am well aware that no two clients are exactly alike, however the way they are treated is always the same...with dedication, professionalism and integrity.
I am available to assist you if you are ready to begin the process towards achieving your financial objectives. Your future is up to you.
Check the background of this investment professional on FINRA Broker Check
"If you know, but you fail to take action, then you don't know" Chinese Proverb
Helpful Content

Inventorying Your Possessions
Creating an inventory of your possessions can save you time, money and aggravation in the event you someday suffer losses.

An Inside Look at Retirement Living
A number of questions and concerns need to be addressed to help you better prepare for retirement living.

What Is the Dividend Yield?
This calculator helps determine your pre-tax and after-tax dividend yield on a particular stock.
What’s Your Investment IQ?
You make decisions for your portfolio, but how much do you really know about the products you buy? Try this quiz
Saving on Subscription Service Costs
There are ways to improve your physical fitness without denting your fiscal fitness.
Exploring the Federal Student Grant Program
In this article, explore the benefits of the Federal Student Grant Program.
Red Flags for Tax Auditors
Here are six flags that may make your tax return prime for an IRS audit.
Your Changing Definition of Risk in Retirement
A change in your mindset during retirement may drive changes to your portfolio.
What's New for Social Security?
There have been a number of changes to Social Security that may affect you, especially if you are nearing retirement.
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Contributing to an IRA?
Determine if you are eligible to contribute to a traditional or Roth IRA.
Tax Freedom Day
Assess how many days you'll work to pay your federal tax liability.
Historical Inflation
This calculator shows how inflation over the years has impacted purchasing power.
A Look at Systematic Withdrawals
This calculator may help you estimate how long funds may last given regular withdrawals.
Comparing Mortgage Terms
Estimate the total cost in today's dollars of various mortgage alternatives.
My Retirement Savings
Estimate how long your retirement savings may last using various monthly cash flow rates.
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Managing Your Lifestyle
Using smart management to get more of what you want and free up assets to invest.
Principles of Preserving Wealth
How federal estate taxes work, plus estate management documents and tactics.
Protecting Those Who Matter Most
The importance of life insurance, how it works, and how much coverage you need.
Investment Strategies for Retirement
Investment tools and strategies that can enable you to pursue your retirement goals.
An Inside Look at Retirement Living
A number of questions and concerns need to be addressed to help you better prepare for retirement living.
5 Smart Investing Principles
Principles that can help create a portfolio designed to pursue investment goals.
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Should I Invest in Gold?
Learning more about gold and its history may help you decide whether it has a place in your portfolio.
Coaches
Coaches have helped you your whole life, in ways big and small. We'd like to be one of them.
What Can a Million Dollars Buy You?
$1 million in a diversified portfolio could help finance part of your retirement.
Choosing a Mortgage
Selecting a mortgage isn't an easy process. Get a better understanding of how professionals make the right decisions.
16 Wall Street Cliches in 60 Seconds
Pundits say a lot of things about the markets. Let's see if you can keep up.
The Power of Compound Interest
Learn how to harness the power of compound interest for your investments.