Robert G. Gruber CLU ChFC
Retirement Income Planning, Insurance & Investment Planning
Your Life, Your Goals, Your Future.
When it comes to addressing your financial needs, working alongside an experienced professional in the financial services industry is a practical consideration.
Helping to plan for your retirement goals and for the security of those who depend on you is something I take very seriously. Few things are more important than having a sound financial strategy that takes into account, risk management, wealth accumulation and preservation, taxes and distribution planning.
I am well aware that no two clients are exactly alike, however the way they are treated is always the same...with dedication, professionalism and integrity.
I am available to assist you if you are ready to begin the process towards achieving your financial objectives. Your future is up to you.
Check the background of this investment professional on FINRA Broker Check
"If you know, but you fail to take action, then you don't know" Chinese Proverb
Social Security: Maximizing Benefits
There are other ways to maximize Social Security benefits, in addition to waiting to claim them.
Succeeding at Business Succession
There are a number of reasons for business owners to consider a business succession plan sooner rather than later.
Insuring Your Business With a Buy/Sell Agreement
It may help your business be better prepared in the event of the death of a principal or key employee.
Experiencing negative returns early in retirement can potentially undermine the sustainability of your assets.
Gun owners need to make sure that their homeowners policy covers the full value of their firearm(s) as personal liability.
The money problems or bad lifestyle habits of adult children could lead to the squandering of any inheritance they receive.
Diversification is an investment principle designed to manage risk, but it can't prevent against a loss.
Check out this handy reference of updated ranges from the IRS in case your designated bracket has changed.
Time and market performance may subtly and slowly imbalance your portfolio.
Determine your potential long-term care needs and how long your current assets might last.
With a few simple inputs you can estimate how much of a mortgage you may be able to obtain.
This calculator shows how inflation over the years has impacted purchasing power.
This calculator estimates how much life insurance you would need to meet your family's needs if you were to die prematurely.
This calculator compares the financial impact of leasing versus buying an automobile.
Determine if you are eligible to contribute to a traditional or Roth IRA.
The average retirement lasts for 18 years, with many lasting even longer. Will you fill your post-retirement days with purpose?
An amusing and whimsical look at behavioral finance best practices for investors.
If you died, what would happen to your email archives, social profiles and online accounts?
Do you know how to set up your financial goals for success? This knight does.
A bucket plan can help you be better prepared for a comfortable retirement.
Ready for retirement? Find out why many are considering encore careers and push your boundaries into something more, here.