Robert G. Gruber CLU ChFC
Retirement Income Planning, Insurance & Investment Planning
Your Life, Your Goals, Your Future.
When it comes to addressing your financial needs, working alongside an experienced professional in the financial services industry is a practical consideration.
Helping to plan for your peace of mind and for the security of those who depend on you is something I take very seriously. Few things are more important than having a sound financial strategy that takes into account, risk management, wealth accumulation and preservation, taxes and distribution planning.
I am well aware that no two clients are exactly alike, however the way they are treated is always the same...with dedication, professionalism and integrity.
I am available to assist you if you are ready to begin the process towards achieving your financial objectives. Your future is up to you.
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"If you know, but you fail to take action, then you don't know" Chinese Proverb
Building Your Legacy
A four-step framework for building a personal legacy.
A Primer on Irrevocable Life Insurance Trusts
Irrevocable life insurance trusts can be important tools that may accomplish a number of estate objectives.
Three Key Questions to Answer Before Taking Social Security
When to start? Should I continue to work? How can I maximize my benefit?
By understanding a few key concepts during a divorce, you may be able to avoid common pitfalls.
Probate can be a completely public process, or it can be managed to include as little information as possible.
You can plan ahead to protect yourself and your family against the financial consequences of deteriorating health.
This checklist can give you a quick snapshot of how prepared you are.
Medicare’s popular program, offering free gym membership and health education.
Military families face unique challenges, making personal finance even more critical.
Use this calculator to assess the potential benefits of a home mortgage deduction.
Estimate how many months it may take to recover the out-of-pocket costs when buying a more efficient vehicle.
This calculator can help determine whether it makes sense to refinance your mortgage.
Use this calculator to compare the future value of investments with different tax consequences.
This calculator helps estimate your federal estate tax liability.
This calculator shows how inflation over the years has impacted purchasing power.
Principles that can help create a portfolio designed to pursue investment goals.
Investment tools and strategies that can enable you to pursue your retirement goals.
The importance of life insurance, how it works, and how much coverage you need.
There are some smart strategies that may help you pursue your investment objectives
Using smart management to get more of what you want and free up assets to invest.
The chances of needing long-term care, its cost, and strategies for covering that cost.
Explaining the SECURE Act and how the changes affect your retirement strategy.
Here are five facts about Social Security that might surprise you.
Though we don’t like to think about it, all of us will make an exit sometime. Are you prepared?
What are your options for investing in emerging markets?
A bucket plan can help you be better prepared for a comfortable retirement.
Understanding the cycle of investing may help you avoid easy pitfalls.