Broker Check

860 Englewood Ave.
Tonawanda, NY 14223

LinkedIn

Gruber Insurance & Financial Services

716-259-2089

 
Inflation and Your Portfolio It May Be Time for a Financial Checkup Rightsizing for Retirement Retiring in a Post-Pandemic World

Robert G. Gruber CLU ChFC

Retirement Income Planning, Insurance & Investment Planning

Your Life, Your Goals, Your Future.

When it comes to addressing your financial needs, working alongside an experienced professional in the financial services industry is a practical consideration. 

Helping to plan for your peace of mind and for the security of those who depend on you is something I take very seriously. Few things are more important than having a sound financial strategy that takes into account, risk management, wealth accumulation and preservation, taxes and distribution planning. 

I am well aware that no two clients are exactly alike, however the way they are treated is always the same...with dedication, professionalism and integrity. 

I am available to assist you if you are ready to begin the process towards achieving your financial objectives. Your future is up to you. 

Check the background of this investment professional on  FINRA Broker Check


"If you know, but you fail to take action, then you don't know"    Chinese Proverb   




                                                                             

Helpful Content

Capital Gains Tax Estimator

Capital Gains Tax Estimator

Use this calculator to estimate your capital gains tax.

What Is My Current Net Worth?

What Is My Current Net Worth?

Use this calculator to estimate your net worth by adding up your assets and subtracting your liabilities.

Estate Management 101

Estate Management 101

A will may be only one of the documents you need—and one factor to consider—when it comes to managing your estate.

 

How to Make the Tax Code Work for You

When you take the time to learn more about how it works, you may be able to put the tax code to work for you.

Eight Mistakes That Can Upend Your Retirement

There are common mistakes you can avoid when saving for retirement.

Social Security: The Elephant in the Room

Some people wonder if Social Security will remain financially sound enough to pay the benefits they are owed.

Password Protection Strategies

Simple steps may help you foil hackers and protect your privacy.

The Average American Budget

Learn about the average American budget in this fun and interactive piece.

Creative Ways to Motivate Your Employees

Five creative (and inexpensive) ideas for motivating your employees.

View all articles arrow

Taxable vs. Tax-Deferred Savings

Use this calculator to compare the future value of investments with different tax consequences.

Saving for Retirement

This calculator can help you estimate how much you may need to save for retirement.

Can I Refinance My Mortgage?

This calculator can help determine whether it makes sense to refinance your mortgage.

Should I Buy or Lease an Auto?

This calculator compares the financial impact of leasing versus buying an automobile.

Lifetime of Earnings

Estimate how much you have the potential to earn during your working years.

Estimate Your RMD

Help determine the required minimum distribution from an IRA or other qualified retirement plan.

View all calculators arrow

Principles of Preserving Wealth

How federal estate taxes work, plus estate management documents and tactics.

Managing Your Lifestyle

Using smart management to get more of what you want and free up assets to invest.

Protecting Those Who Matter Most

The importance of life insurance, how it works, and how much coverage you need.

Your Cash Flow Statement

A presentation about managing money: using it, saving it, and even getting credit.

An Inside Look at Retirement Living

A number of questions and concerns need to be addressed to help you better prepare for retirement living.

Investment Strategies for Retirement

Investment tools and strategies that can enable you to pursue your retirement goals.

View all presentations arrow

The Latte Lie and Other Myths

Check out this video to begin separating fact from fiction.

4 Elements of an Estate Strategy

Learn about the importance of having an estate strategy in this helpful and informative video.

Where Is the Market Headed?

We all know the stock market can be unpredictable. We all want to know, “What’s next for the financial markets?”

Inflation and Your Portfolio

Even low inflation rates can pose a threat to investment returns.

Dog Bites and Homeowners Insurance

Reviewing coverage options is just one thing responsible pet parents can do to help look out for their dogs.

A Fruitful Retirement: Social Security Benefit

Taking your Social Security benefits at the right time may help maximize your benefit.

View all videos arrow