Robert G. Gruber CLU ChFC
Retirement Income Planning, Insurance & Investment Planning
Your Life, Your Goals, Your Future.
When it comes to addressing your financial needs, working alongside an experienced professional in the financial services industry is a practical consideration.
Helping to plan for your retirement goals and for the security of those who depend on you is something I take very seriously. Few things are more important than having a sound financial strategy that takes into account, risk management, wealth accumulation and preservation, taxes and distribution planning.
I am well aware that no two clients are exactly alike, however the way they are treated is always the same...with dedication, professionalism and integrity.
I am available to assist you if you are ready to begin the process towards achieving your financial objectives. Your future is up to you.
Check the background of this investment professional on FINRA Broker Check
"If you know, but you fail to take action, then you don't know" Chinese Proverb
Helpful Content
Trends in Charitable Giving
Some people may want a more advanced gifting strategy that can maximize their gift and generate potential tax benefits.
How to Retire Early
Retiring early sounds like a dream come true, but it’s important to take a look at the cold, hard facts.
Protection Against Uninsured Drivers
You’re hit by an uninsured driver. Now what? Are you protected against financial losses?
Personal Finance Tips for Military Families
Military families face unique challenges, making personal finance even more critical.
Money Draining Food Myths
These food myths will really put a drain on your wallet.
What’s Your Investment IQ?
You make decisions for your portfolio, but how much do you really know about the products you buy? Try this quiz
The Average American Budget
Learn about the average American budget in this fun and interactive piece.
Capital Gains Tax When Selling Your Home
If your clients are buying or selling a home, use this to help them determine if they qualify for capital gains taxes.
A Look at Diversification
Diversification is an investment principle designed to manage risk, but it can't prevent against a loss.
View all articles 
Should I Buy or Lease an Auto?
Compare the true costs of buying versus leasing a vehicle to find the better fit for you.
Inflation & Retirement
See how inflation over time could affect the purchasing power of your retirement income.
Debt vs. Investment
Weigh the potential outcomes of paying off debt versus directing those dollars elsewhere.
Federal Capital Gains Tax Estimator
Estimate your potential federal capital gains tax liability on the sale of an asset.
Rent vs Buy Calculator
Compare the long-term financial outcomes of renting versus buying a home.
Emergency Fund Calculator
Find out how large your emergency fund should be based on your monthly expenses.
View all calculators
The Fed and How It Got That Way
Here is a quick history of the Federal Reserve and an overview of what it does.
From Boats to Brokers
From the Dutch East India Company to Wall St., the stock market has a long and storied history.
Retirement Plan Detectives
Watch this fun video for tips on how to search for missing money.
Retirement Accounts When You Change Your Job
This video explores what to do with retirement accounts when you move on from your job.
Leaving Your Lasting Legacy
Want to do more with your wealth? You might want to consider creating a charitable foundation.
Keeping Up with the Joneses
Lifestyle inflation can be the enemy of wealth building. What could happen if you invested instead of buying more stuff?