Robert G. Gruber CLU ChFC
Retirement Income Planning, Insurance & Investment Planning

Your Life, Your Goals, Your Future.
When it comes to addressing your financial needs, working alongside an experienced professional in the financial services industry is a practical consideration.
Helping to plan for your retirement goals and for the security of those who depend on you is something I take very seriously. Few things are more important than having a sound financial strategy that takes into account, risk management, wealth accumulation and preservation, taxes and distribution planning.
I am well aware that no two clients are exactly alike, however the way they are treated is always the same...with dedication, professionalism and integrity.
I am available to assist you if you are ready to begin the process towards achieving your financial objectives. Your future is up to you.
Check the background of this investment professional on FINRA Broker Check
"If you know, but you fail to take action, then you don't know" Chinese Proverb
Helpful Content
Comparing Mortgage Terms
Compare different mortgage term lengths side by side to find the option that fits your budget.
Should I Buy or Lease an Auto?
Compare the true costs of buying versus leasing a vehicle to find the better fit for you.
Succeeding at Business Succession
There are a number of reasons for business owners to consider a business succession plan sooner rather than later.
Avoiding Cognitive Decline
Try these activities to keep your brain sharp.
Key Money Moments: 4 Times You Should Talk to a Pro
Life happens fast, and your finances can take a backseat if you’re not careful. Is it time to check in with a financial professional? This infographic will help you examine your own financial situation and decide if it’s time to step up your financial game.
Silver Sneakers 101
Medicare’s popular program, offering free gym membership and health education.
Spotting Credit Trouble
The wise use of credit is a critical skill. These 10 questions will help you assess your skill level.
The Pre-Retirement Checklist
This checklist can give you a quick snapshot of how prepared you are.
What to Look for in Personal Finance Apps
An increasing number have been developed to help individuals with their personal finances.
View all articles 
How Long Will Your Money Last?
See how long a lump sum of savings could last based on your withdrawal rate and return.
IRA Income
Estimate the potential monthly income your IRA balance could generate in retirement.
Roth 401(k) vs. Traditional 401(k)
Compare Roth and traditional 401(k) options to see which may work better for your situation.
Monthly Budget
Track your monthly income and expenses to get a clearer view of your cash flow.
The Power of Interest - How Long Will it take My Money to Do
Use the Rule of 72 to estimate how long it takes your money to double at a given rate.
My Retirement Savings
See how your current savings rate and contributions may grow into retirement income.
View all calculators 
Exit Strategies of the Rich and Famous
Estate conservation is too important to put off. Do you have a smart exit strategy?
Retirement and Quality of Life
Asking the right questions about how you can save money for retirement without sacrificing your quality of life.
Making Your Tax Bracket Work
Have you explored all your options when it comes to managing your taxable income?
Surprise! You’ve Got Money!
Here’s a quick guide to checking to see if you have unclaimed money.
Dog Bites and Homeowners Insurance
Reviewing coverage options is just one thing responsible pet parents can do to help look out for their dogs.
18 Years Worth of Days
The average retirement lasts for 18 years. What will you do with your days?